Sunday, August 23, 2009
Friday, August 21, 2009
IS YOUR ROLEX WATCH ORIGINAL?
10 TIPS THAT TELL A REAL ROLEX FROM A FAKE
1.Rolex has never manufactured a watch with a see-through case. If you see a glass-back case on a watch, move on. You’re not looking at a Rolex.
2.Rolex has never fabricated a case or a band with even the smallest amount of rubber. You know it’s a fake if you feel rubber.
3.Skeleton dials display the moving parts of a timepiece. Rolex has never made a skeleton dial.
4.Oyster Perpetual Rolex watches always have a screwed-back case – never a pop-up.
5.Rolex Oysters are fabricated of stainless steel, gold or platinum. Chrome or chrome-plate is never used.
6.Only men’s full-size Rolex watches have day and date features.
7.The case of a Rolex President is platinum, 18-karat yellow or white gold – never stainless steel or two-tone stainless and gold.
8.Rolex watches are not gold-plated – ever. When it comes to gold, a Rolex is either 14 or 18-karat gold.
9.Surprise, surprise. Rolex does indeed, make a quartz movement watch — the perpetual Oyster. But, be careful before you buy. Quartz movement Rolexes comprise fewer than 10% of all Perpetual Oysters. The other 90% are conventional automatic Rolex movements.
10.Rolex is a Swiss company that has in years past manufactured watches in various other countries including the U.S, Mexico, Italy and Venezuela – but never China. A “Chinese-made Rolex” is a genuine fake.
Dayan, who has bought tens of thousands of Rolex watches over the past 16 years says the smartest Rolex collectors seldom concern themselves with how to identify a Rolex watch, “because they depend on industry professionals they trust to guide them.”
ROLEX ‘LAWS TO LIVE BY’
“Rolex pros have ‘laws’ they live by,” says Dayan. They are:
•Never buy a watch on the street.
•Never buy from an Internet dealer – unless the dealer also operates a brick and mortar store situated in a secure, respectable location, preferably in the United States. A customer should always have the option to visit the proprietor’s store to personally inspect a watch. And, a used Rolex, like a new one, should always come with a warranty.
•Never buy Rolex watches in the Far East or Turkey, even if the dealer has a storefront presence.
•Always pay with a credit card – not cash or check. A credit card purchase provides flexibility in case you need to return the watch.
•Never buy a watch on Craig’s List.
1.Rolex has never manufactured a watch with a see-through case. If you see a glass-back case on a watch, move on. You’re not looking at a Rolex.
2.Rolex has never fabricated a case or a band with even the smallest amount of rubber. You know it’s a fake if you feel rubber.
3.Skeleton dials display the moving parts of a timepiece. Rolex has never made a skeleton dial.
4.Oyster Perpetual Rolex watches always have a screwed-back case – never a pop-up.
5.Rolex Oysters are fabricated of stainless steel, gold or platinum. Chrome or chrome-plate is never used.
6.Only men’s full-size Rolex watches have day and date features.
7.The case of a Rolex President is platinum, 18-karat yellow or white gold – never stainless steel or two-tone stainless and gold.
8.Rolex watches are not gold-plated – ever. When it comes to gold, a Rolex is either 14 or 18-karat gold.
9.Surprise, surprise. Rolex does indeed, make a quartz movement watch — the perpetual Oyster. But, be careful before you buy. Quartz movement Rolexes comprise fewer than 10% of all Perpetual Oysters. The other 90% are conventional automatic Rolex movements.
10.Rolex is a Swiss company that has in years past manufactured watches in various other countries including the U.S, Mexico, Italy and Venezuela – but never China. A “Chinese-made Rolex” is a genuine fake.
Dayan, who has bought tens of thousands of Rolex watches over the past 16 years says the smartest Rolex collectors seldom concern themselves with how to identify a Rolex watch, “because they depend on industry professionals they trust to guide them.”
ROLEX ‘LAWS TO LIVE BY’
“Rolex pros have ‘laws’ they live by,” says Dayan. They are:
•Never buy a watch on the street.
•Never buy from an Internet dealer – unless the dealer also operates a brick and mortar store situated in a secure, respectable location, preferably in the United States. A customer should always have the option to visit the proprietor’s store to personally inspect a watch. And, a used Rolex, like a new one, should always come with a warranty.
•Never buy Rolex watches in the Far East or Turkey, even if the dealer has a storefront presence.
•Always pay with a credit card – not cash or check. A credit card purchase provides flexibility in case you need to return the watch.
•Never buy a watch on Craig’s List.
Saturday, August 15, 2009
SAMSUND LAUNCHES LED TV IN INDIA
SAMSUNG INDIA, one of the renowned electronics giants, launched the new and upgraded LED High Definition televisions in the Indian market.
It is the first organisation to introduce the LED TVs in India. The organisation had earlier launched LCD TVs and Plasma TVs. Light Emitting Diode (LED) is an updated version of LCD screens which offers standard quality picture.
The new LED TVs are more energy efficient and environment friendly. The Samsung authorities also announced that LED TVs reduce energy consumption by over 40 per cent.
Samsung India launched 3 LED HD TV Series - Series 6 (40-inch), Series 7 (46-inch), and Series 8 (55-inch). Presently, Series 6 and 7 are available in market, but the Series 8 would be available by May.
The LED HDTV Series features mega contrast ratios (ultra-high contrast ratios). The new television sets use LEDs as their primary light source, avoiding the traditional Cold Cathode Fluorescent Lamps (CCFL).
The new LED TV series offer ultra-high contrast ratios, slim depths, artful designs and increased energy savings. The LED HDTV series of Samsung has a number of interesting features to reduce motion blur and image judder.
The Samsung LED series would cost between INR 1.25 to 3.5 lakh, LCD series between INR 17,000-1.7 lakh and Plasma Series between INR 59,000-1.35 lakh.
It is the first organisation to introduce the LED TVs in India. The organisation had earlier launched LCD TVs and Plasma TVs. Light Emitting Diode (LED) is an updated version of LCD screens which offers standard quality picture.
The new LED TVs are more energy efficient and environment friendly. The Samsung authorities also announced that LED TVs reduce energy consumption by over 40 per cent.
Samsung India launched 3 LED HD TV Series - Series 6 (40-inch), Series 7 (46-inch), and Series 8 (55-inch). Presently, Series 6 and 7 are available in market, but the Series 8 would be available by May.
The LED HDTV Series features mega contrast ratios (ultra-high contrast ratios). The new television sets use LEDs as their primary light source, avoiding the traditional Cold Cathode Fluorescent Lamps (CCFL).
The new LED TV series offer ultra-high contrast ratios, slim depths, artful designs and increased energy savings. The LED HDTV series of Samsung has a number of interesting features to reduce motion blur and image judder.
The Samsung LED series would cost between INR 1.25 to 3.5 lakh, LCD series between INR 17,000-1.7 lakh and Plasma Series between INR 59,000-1.35 lakh.
Thursday, August 13, 2009
INDIA'S GOOGLE EARTH-BHUVAN
Hi every body today is a golden day for india's space technology as it launched BHUVAN.Bhuvan, an ambitious project of ISRO was started to take Indian images and thematic information in multiple spatial resolutions to people through a web portal through easy access to information on basic natural resources in the geospatial domain. Bhuvan showcases Indian images by the superimposition of IRS satellite imageries on 3D globe. The degree of resolution showcased is based on the points of interest and popularity, but most of the Indian terrain is covered upto at least 5.8 meters of resolution with the least spatial resolution being 55 meters from AWifs Sensor.”It can be downloaded from here www.bhuvan.nrsc.gov.in/ TAKE PRIDE IN INDIA'S TECHNOLOGY.But keep in mind that GOOGLE ARE ALWAYS ONE STEP AHEAD.
Thursday, August 6, 2009
WHAT IS A LOAN?
A loan is a debt that is usually required to be repaid. There is a borrower and a lender involved in the loan and most often the loan is repaid with interest. Loans have evolved over the years like any good industry would.
Let's take a look at the different types of loans and the terminology involved in getting a loan.
All loans are created based on the Annual Percentage Rate or APR for short. This is the interest rate that will be paid on a loan. APR makes it easier for consumers to compare lenders and their loan options. Interest and fees are how lenders make their money.
When a loan is created it becomes debt to the borrower. Debt is something that is owed. A debt is usually granted with the borrower expected to pay it back plus interest. There are many different types of debts, but in this article we want to look at loans.
Today there are mainly two types of loans, secured and unsecured. A secured loan is most closely associated with a mortgage loan. The lender is loaning money to buy the home with the home itself as security for the loan. If the borrower defaults the mortgage lender can foreclose on the home and use the proceeds to pay back the loan.
Car loans can be secured loans as well. This is known as a title loan. As long as the payments are on time the loan is fine. Once the borrower begins to default on their payments the auto lender may reposes the car and sell it to pay off the loan. Since the lender owns the title they have security in the automobile and can do this.
An unsecured loan is defined as a loan that is not backed by any collateral. An unsecured loan is a greater risk to the lender and generally requires better credit to receive. Some unsecured loans will require a co-signer who is responsible to pay for the loan if the borrower does not make the payments.
Credit Cards are a type of unsecured loans and are revolving charges where interest is charged if the full balance is not paid off each month.
Student loans are another type of loan. Student loans are loans offered to students to assist in payment of the costs of professional education. These loans usually carry lower interests than other loans and are usually issued by the government.
Often they are supplemented by student grants which do not have to be repaid. Because of the high cost of college, and trade schools most students can qualify easier for a student loan or a parent loan to help pay it back.
The Free Application for Federal Student Aid is known as FAFSA. This is a form that can be filled out every year by students (both undergraduate and graduate) and their parents to determine their eligibility for federal student financial aid. In addition, most states and schools use information from the FAFSA to award non-federal aid.
The FAFSA consists of numerous questions regarding the student's finances, as well as those of his or her family to determine how much they will qualify for.
Along the lines of student loans are Stafford Loans. A Stafford Loan is a student loan offered to students enrolled in American institutions of higher education to help finance their education. The loans are offered under Title IV of the Higher Education Act of 1965 (with subsequent amendments) and are therefore guaranteed by the U.S. Department of Education either directly or through guarantee agencies.
In 1988, Congress renamed the Federal Guaranteed Student Loan program the Robert T. Stafford Student Loan program, in honor of Senator Robert Stafford of Vermont, for his work on higher education.
Another loan that is gaining in popularity and credibility is a payday loan. A payday loan or paycheck advance is a small, short-term loan that helps who is in need of cash before payday.
Payday loans are also sometimes referred to as cash advances, and do not require good credit to get as long as you have a checking account and verifiable income.
Many payday borrowers may not able to repay their loans loan in full at their first paycheck. This leads to loan flipping, which is the practice of renewing a loan at maturity by paying additional fees without reducing the balance owed.
Pawnbrokers are willing to lend money on the value of something. Before payday loans people who needed money would take something to a pawnshop and trade it for a small amount of money less the fee the pawnbroker kept. When you were willing to repay the pawnbroker you would get your item back.
Many pawnshops are full of items that have never been paid back. The pawnshop can sell these and make more money.
This is a few different types of loans and the terminology associated with them. Getting a loan today is easier than in the past because of the many different types of loans and lenders available to cater to every type of customer.
Let's take a look at the different types of loans and the terminology involved in getting a loan.
All loans are created based on the Annual Percentage Rate or APR for short. This is the interest rate that will be paid on a loan. APR makes it easier for consumers to compare lenders and their loan options. Interest and fees are how lenders make their money.
When a loan is created it becomes debt to the borrower. Debt is something that is owed. A debt is usually granted with the borrower expected to pay it back plus interest. There are many different types of debts, but in this article we want to look at loans.
Today there are mainly two types of loans, secured and unsecured. A secured loan is most closely associated with a mortgage loan. The lender is loaning money to buy the home with the home itself as security for the loan. If the borrower defaults the mortgage lender can foreclose on the home and use the proceeds to pay back the loan.
Car loans can be secured loans as well. This is known as a title loan. As long as the payments are on time the loan is fine. Once the borrower begins to default on their payments the auto lender may reposes the car and sell it to pay off the loan. Since the lender owns the title they have security in the automobile and can do this.
An unsecured loan is defined as a loan that is not backed by any collateral. An unsecured loan is a greater risk to the lender and generally requires better credit to receive. Some unsecured loans will require a co-signer who is responsible to pay for the loan if the borrower does not make the payments.
Credit Cards are a type of unsecured loans and are revolving charges where interest is charged if the full balance is not paid off each month.
Student loans are another type of loan. Student loans are loans offered to students to assist in payment of the costs of professional education. These loans usually carry lower interests than other loans and are usually issued by the government.
Often they are supplemented by student grants which do not have to be repaid. Because of the high cost of college, and trade schools most students can qualify easier for a student loan or a parent loan to help pay it back.
The Free Application for Federal Student Aid is known as FAFSA. This is a form that can be filled out every year by students (both undergraduate and graduate) and their parents to determine their eligibility for federal student financial aid. In addition, most states and schools use information from the FAFSA to award non-federal aid.
The FAFSA consists of numerous questions regarding the student's finances, as well as those of his or her family to determine how much they will qualify for.
Along the lines of student loans are Stafford Loans. A Stafford Loan is a student loan offered to students enrolled in American institutions of higher education to help finance their education. The loans are offered under Title IV of the Higher Education Act of 1965 (with subsequent amendments) and are therefore guaranteed by the U.S. Department of Education either directly or through guarantee agencies.
In 1988, Congress renamed the Federal Guaranteed Student Loan program the Robert T. Stafford Student Loan program, in honor of Senator Robert Stafford of Vermont, for his work on higher education.
Another loan that is gaining in popularity and credibility is a payday loan. A payday loan or paycheck advance is a small, short-term loan that helps who is in need of cash before payday.
Payday loans are also sometimes referred to as cash advances, and do not require good credit to get as long as you have a checking account and verifiable income.
Many payday borrowers may not able to repay their loans loan in full at their first paycheck. This leads to loan flipping, which is the practice of renewing a loan at maturity by paying additional fees without reducing the balance owed.
Pawnbrokers are willing to lend money on the value of something. Before payday loans people who needed money would take something to a pawnshop and trade it for a small amount of money less the fee the pawnbroker kept. When you were willing to repay the pawnbroker you would get your item back.
Many pawnshops are full of items that have never been paid back. The pawnshop can sell these and make more money.
This is a few different types of loans and the terminology associated with them. Getting a loan today is easier than in the past because of the many different types of loans and lenders available to cater to every type of customer.
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